how many of you do not own a credit card? i think most of the working people will have one (except my wife, hmmm). The reason is simple - it is convenient to have one, especially when you are on the move. And nowadays it is not that difficult to get one. For instance you can find 0% credit cards offers in the Internet easily. Or perhaps just go to the mall near your town, and you see at least one company trying to promote their card products. With the package and offer around, it will be no time for you to own a credit card, or even a few credit cards.

I would propose to always first compare credit cards before making any subscription. You will never know the little more effort you spend can turn out saving bucks for you. Some of the providers will weave your subcription fees when you are a good customer. Some encourage you to spend more by offering points or discounts. So if you are going to use one anyway, it is really important to select one that will cost you the least - of course offering the most services at the same time too.

this reminds me that i should also do something about my credit cards soon. Perhaps i can get my bank to give me some neat offers, else i should just terminate it ;)

*this post is sponsored, but accompanied with some thoughts :)*